The Fine Print

Draft legislation has now been published to allow bad debt relief for investors in peer to peer loans , in addition to the new Personal S...

Hard on the heels of the Transforming Finance workshop , the FCA announced in a speech by CEO Martin Wheatley last week that it will sup...

Hats off to the Financial Conduct Authority for hosting and participating in The Finance Innovation Lab 's recent workshop on Transfo...

horizontal vs vertical credit intermediation In April, European officials finally realised that Europe's banks will be unable to l...

Source: OFT Problems with payday lending are not new. As with payment protection insurance, campaigners in the US were attempting to ...

The Treasury consultation on expanding the ISA scheme provides a fresh opportunity to put our savings to work and boost economic growth ...

In the interests of transparency, I've embedded below my submission to the Parliamentary Commission on Banking Standards . Submi...

The Treasury has just summarised the responses to the Sergeant proposals for simple financial products.  You know, the idea that ...

The European Commission has published a summary of responses to its consultation on shadow banking (basically credit intermediation...

The UK government has announced proposals to clear the path for the growth of peer-to-peer finance platforms (also known as ' crowdf...

The new financial regime is unsinkable As a desperate alternative to the Eurovision Song Contest, last night I combed the latest versio...

On Friday, the Finance Innovation Lab brought together various people who are active in the financial policy space to consider whether d...

The Government has penned a rapidfire response welcoming the Breedon Taskforce report . Broadly, there is support to explore most of the...

Following a rapid but inclusive review, the Breedon Taskforce has recommended 11 ways to improve the financing options for the UK's ...

Set out below are both the initial summary and my full submission to the Red Tape Challenge and the BIS Taskforce on Non-bank Finance . ...

In its invitation to submit evidence of ‘red tape’ that is inhibiting the developmentof ‘disruptive business models’ , the Cabinet Office...

Readers of Pragmatist will know that I've expressed my bemusement before that auditors have to be taught how to be sceptical . That w...

"It's time for reflection..." FT.com Non-bank retail finance models have been gaining momentum worldwide over the past ...