Monday, 23 June 2025

EU Payment Services Reform: PSD3 & PSR Loom Larger

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We are apparently nearing the next step in the evolution of EU payments law, with the publication of new versions of the proposed directive...

Changes to UK Data Protection Regime

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The UK's Data (Use and Access) Act 2025 (DUA) has been passed, though much of it is yet to take effect. There are some important tweaks...
Friday, 20 June 2025

FCA Consults on Stablecoin & Custody Rules... Confusion Looms On E-money

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The FCA has been preparing to regulate 'stablecoins' for a lot longer than other types of cryptoasset, and is currently consulting ...
Monday, 16 June 2025

E-Money Tokens: The Difference Between MiCAR Payments & PSD2 Payments

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I have a number of posts in the works on the UK's belated plans for cryptoasset regulation, but this one deals with the European Banking...
Saturday, 24 May 2025

Reform of UK Consumer Credit Law - Phase 1

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Just a short post to confirm that the UK government is consulting on its proposed approach  to the long overdue reform of the deeply confusi...
Friday, 23 May 2025

UK Government Follows Through On BNPL Regulation

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The 'new' UK government has followed through with earlier plans to regulate 'Buy Now Pay Later' (BNPL) short term installm...
Tuesday, 6 May 2025

FCA Discussion Paper On New Crypto Rules

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Hard on the heels of the Treasury's proposed regulatory framework for cryptoasset activities in the UK, the Financial Conduct Authority...