The Fine Print

The 'new' UK government has followed through with earlier plans to regulate 'Buy Now Pay Later' (BNPL) short term installm...

Further to my note in June , the UK Treasury is now consulting on the enabling legislation necessary to narrow the exemption for Buy Now Pa...

The Treasury is consulting on a long overdue overhaul of the Consumer Credit Act 1974 (CCA)  which covers the UK’s £200bn non-mortgage consu...

The UK government recently issued a brief press release promising a consultation "by the end of this year" on plans to review the...

A key supporting document for applications to the Financial Conduct Authority for authorisation and permission to carry on a regulated ac...

The Financial Conduct Authority has attempted to clarify some of the misunderstandings about who needs consumer credit permission and th...

The FCA has published the application 'windows' during which various types of consumer credit and P2P lending firms can apply fo...

The FCA has published its final consumer credit rules , including its response to the feedback it received during the recent consultation...

The OFT has published guidance on how it proposes to handle consumer credit applications in the lead up to the handover of its consumer ...

I have embedded below my personal response to the UK Financial Conduct Authority's consultation on rules for regulating peer-to-peer l...

I was interested to read the overview of European national laws that might apply to various types of peer-to-peer finance ('crowdfun...

The FCA has today published its crowdfunding consultation , covering both crowd investment in equities and debt securities (which the FCA...

At last, the European Commission has realised that peer-to-peer finance might really be more efficient than banks at getting funding to t...

The UK's Financial Conduct Authority (FCA) has published its detailed proposals for regulating consumer credit from 1 April 2014. Sp...

As mentioned earlier , this is a question on which I've have seen no official guidance on, but I have since followed up.  In orde...

The Financial Conduct Authority is now open to receiving applications for interim permission to engage in consumer credit activity beyon...

The draft regulations enabling the Financial Conduct Authority to regulated peer-to-peer lending have been published for parliamentary a...

Source: OFT Problems with payday lending are not new. As with payment protection insurance, campaigners in the US were attempting to ...

The Treasury consultation on expanding the ISA scheme provides a fresh opportunity to put our savings to work and boost economic growth ...

The consultations on how the regulation of consumer credit will finally transition from the Office of Fair Trading to the Financial Condu...