The Fine Print

The FCA and others have become concerned that some people or firms may be borrowing money on peer-to-peer lending platforms and using tha...

The Financial Conduct Authority has just published its thoughts on "initial coin offerings" (ICOs), the issue of cryptographic...

My article on this theme has been published by the Society of Computers and Law in connection with the IFCLA conference , where I partic...

Draft legislation has now been published to allow bad debt relief for investors in peer to peer loans , in addition to the new Personal S...

The Financial Conduct Authority is consulting on rules relating to banks' obligations to release information about credit performanc...

This morning, the British Business Bank began the process of creating a market for small business loan applications that the banks decli...

The Financial Conduct Authority has published its summary of the feedback it received in relation to its proposals to support innovation...

Despite the ECB's recent attempt to "discourage" EU financial institutions from trading or holding virtual currencies, the...

Great news: the Financial Conduct Authority is continuing its efforts to support innovation in financial services, and is offering both e...

Hard on the heels of the Transforming Finance workshop , the FCA announced in a speech by CEO Martin Wheatley last week that it will sup...

Hats off to the Financial Conduct Authority for hosting and participating in The Finance Innovation Lab 's recent workshop on Transfo...

Previously I've suggested that two things are choking the flow of money to people and small businesses who need it: broken regulatio...

The draft regulations enabling the Financial Conduct Authority to regulated peer-to-peer lending have been published for parliamentary a...

The Treasury consultation on expanding the ISA scheme provides a fresh opportunity to put our savings to work and boost economic growth ...

Here's my presentation from Monday's very well organised ACCA Alternative Finance Conference 2013 . Videos of the presentations...

In the interests of transparency, I've embedded below my submission to the Parliamentary Commission on Banking Standards . Submi...

On Monday, Lord Sharkey and Baroness Kramer proposed a 'probing amendment' to the Financial Services Bill to add "The activi...

In response to various comments and queries, I've reviewed the FSA's recent note to consumers on 'crowdfunding' . The FSA...

The term "crowdfunding" is being used a lot in legal circles these days, but it can mean a number of different things to differ...

Today, the Financial Services Bill is being discussed in Committee Stage in the House of Lords. Set out below is an explanation I prepared ...