The Fine Print

The UK's anti-money laundering regulations suffer from an enormously long name, so I will shorten them to the "MLRs" for the p...

'Open banking' enables you to use certain 'account information' and 'payment initiation' service providers (TPPs) to...

Source: Payments Cards & Mobile The second Payment Services Directive (PSD2) created the need for a regulatory technical standard (...

I'm often approached by senior managers in businesses who've been asked this question - usually by their credit card acquirer, a ...

There are good reasons why an "account information service" (AIS) became a regulated "payment service" under the not-...

Today marks the dawn of new payments regulation under the second Payment Services Directive (PSD2). Yawn, you say. But, unusually for a t...

The old row between new financial service providers and the European Banking Federation has blown up again. At issue is whether the pro...

In deciding whether or not a firm's activities are caught by the new Payment Services Directive (PSD2) as implemented in the UK by ne...

The FCA is consulting on its approach to supervising the new regulations that will implement PSD2 . It's a huge job, and delays to th...

The Treasury is consulting on its proposed regulations to implement the new Payment Services Directive (PSD2) in the UK.  The consultati...