Showing posts with label Payment Services Directive. Show all posts
Showing posts with label Payment Services Directive. Show all posts
Monday, 9 October 2017

Red Alert: Retailers With Loyalty Progammes

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Three years after being announced in the UK and I suspect many retailers are yet to realise that their loyalty/store card programmes w...
Thursday, 27 July 2017

Of Card Payments, Consumer Protection, SMEs and Merchant Aggregators

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Consumer advocates have raised the issue of some uncertainty about which credit card transactions benefit from the statutory right to pur...
1 comment:
Friday, 21 April 2017

#PSD2: The FCA Clarifies The "Business Test"

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In deciding whether or not a firm's activities are caught by the new Payment Services Directive (PSD2) as implemented in the UK by ne...
8 comments:
Thursday, 20 April 2017

Consultations On Supervision Of New Payment Services Regs Under #PSD2

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The FCA is consulting on its approach to supervising the new regulations that will implement PSD2 . It's a huge job, and delays to th...
Friday, 9 October 2015

Can It Really Be #PSD2?!

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The new Payment Services Directive (PSD2) has been approved by the European Parliament . Following the Parliament’s vote, in order to tak...
Monday, 5 October 2015

PSD2 - EU Sleight of Hand?

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True to form, the EU Parliamentary process threw up an amended proposal for the new Payment Services Directive last Tuesday, leaving eve...
Sunday, 21 June 2015

#PSD2: The Final Chapter?

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I have updated my article for the SCL on the differences between the Payment Services Directive (PSD) and the latest compromise text of P...
Tuesday, 2 December 2014

Lack of Transparency In Negotiation Of #PSD2

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I don't think the Beurocrats are terribly concerned by rampant Euroscepticism pervading national electorates. The byzantine EU legisl...
Monday, 24 November 2014

Card Scheme MIF Regulation [Updated 20 Jan 2015]

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In addition to a new Payment Services Directive (PSD2) , the Beurocrats have been busy on a Regulation aimed at payment card transactions -...
Monday, 17 November 2014

Payment Systems Regulator Publishes Regulatory Proposals

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It's all go in the payments world at the moment. The EU is trying to hammer out a new payment services directive  (PSD2), while the UK...
Monday, 3 November 2014

The Updated Updated Review Of #PSD2

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The European Council produced a further update of the proposed new Payment Services Directive (PSD2) in late October, and I have now upda...
Thursday, 23 October 2014

Regulatory Creep Hits Big Loyalty Schemes - Updated

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Store cards, gift cards and loyalty rewards are currently exempt from payments regulation where they are only accepted within the issuer’...
Saturday, 20 September 2014

PSD2, The Saga Continues - Updated

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The European Council issued its revised proposal for PSD2 in September 2014. The Society for Computers and Law has kindly published an ...
1 comment:
Thursday, 6 March 2014

ECB Moves To Kill Innovation in Payment Services

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Last July, the European Commission proposed a new Payment Services Directive (PSD2) , which was voted on in committee on 20 February. Ap...
Thursday, 3 October 2013

The Future of EU Payments Regulation?

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I thought it would only ruin the Summer. But it's taken me until Autumn to get my head around the European Commission's plans fo...
Monday, 30 April 2012

How Card-based Merchant Acquiring Works

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The requirement for the European Commission to review the operation of the Payment Services Directive provides a great opportunity to cons...