Showing posts with label PSD2. Show all posts
Showing posts with label PSD2. Show all posts
Monday, 16 June 2025

E-Money Tokens: The Difference Between MiCAR Payments & PSD2 Payments

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I have a number of posts in the works on the UK's belated plans for cryptoasset regulation, but this one deals with the European Banking...
Thursday, 19 October 2023

Do Payment Account Balances Held By A Payment Institution Without A Payment Order Constitute E-money?

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Interesting opinion in ABC Projektai UAB v Bank of Lithuania , where the regulator had said that a payment institution had engaged in e-mone...
Monday, 16 January 2023

UK Review of the Payment Services (and E-money) Regulations

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The Treasury is calling for evidence to assist in its review of the Payment Services Regulations 2017. This also necessarily involves consi...
Tuesday, 9 June 2020

New EBA Guidance On Obstacles And Interfaces: Open Payments Under PSD2

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Source: Payments Cards & Mobile The second Payment Services Directive (PSD2) created the need for a regulatory technical standard (...
Monday, 25 May 2020

The End Of Unilateral Change In Contracts For Payment Services? No! [Updated]

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This is the final post about some awkward PSD2 issues that were recently referred to the European Court of Justice. The initial post set...
Tuesday, 19 May 2020

Can A Bank Make You Agree That Your Card Cannot Be Blocked When It Actually Can Be Blocked?

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This is the fifty seventh fourth post in a series about some awkward issues under PSD2 that were recently referred to the European Cou...
Sunday, 17 May 2020

Are [Low Value] Contactless Card Payments "Anonymous"? Yes! [Updated]

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This is the third post in a series about some awkward issues under PSD2 that were recently referred to the European Court of Justice. Th...
Wednesday, 13 May 2020

Is The Contactless Payment Function In a Payment Card a Separate Payment Instrument? Yes! [Updated]

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This is the second in a series of posts about a case referred to the European Court of Justice that raises some awkward issues under PSD2...
Tuesday, 12 May 2020

Red Alert: European Court Is Told That The Contactless Feature of a Payment Card is a Separate Payment Instrument!

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Fans of the adage "A hard case makes bad law" will wince as the regulatory and contractual treatment for contactless credit car...
Wednesday, 6 May 2020

FCA Delays SCA... Again

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The UK's Financial Conduct Authority has again delayed its deadline for enforcing the implementation of 'strong customer authent...
Monday, 6 April 2020

FCA Turns Blind Eye To SCA For Contactless Card Payments

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The introduction of 'strong customer authentication' (SCA) - also known as 'two factor authentication' or 'multi-fac...