The Fine Print

The Financial Conduct Authority is consulting on tougher rules for the marketing of 'fintech' investments , including investment bas...

It's been two years since the FCA created specific rules governing peer-to-peer lending and crowd-investment in securities, and the F...

Draft legislation has now been published to allow bad debt relief for investors in peer to peer loans , in addition to the new Personal S...

Suddenly it's all go on the EU crowdfunding front. I'm still digesting last week's ESMA opinion on crowd-investing and t...

I've just spent a fascinating few days at the ECN Crowdfunding convention in Paris this week discussing the development of crowdfund...

At last, the European Commission has realised that peer-to-peer finance might really be more efficient than banks at getting funding to t...

The UK's Financial Conduct Authority (FCA) has published its detailed proposals for regulating consumer credit from 1 April 2014. Sp...

The Treasury consultation on expanding the ISA scheme provides a fresh opportunity to put our savings to work and boost economic growth ...

Here's my presentation from Monday's very well organised ACCA Alternative Finance Conference 2013 . Videos of the presentations...

In the interests of transparency, I've embedded below my submission to the Parliamentary Commission on Banking Standards . Submi...

On Friday, the Finance Innovation Lab brought together various people who are active in the financial policy space to consider whether d...

The Government has penned a rapidfire response welcoming the Breedon Taskforce report . Broadly, there is support to explore most of the...

Following a rapid but inclusive review, the Breedon Taskforce has recommended 11 ways to improve the financing options for the UK's ...

In January, I submitted to the Red Tape Challenge on Disruptive Business Models and the Breedon Taskforce a paper explaining how the gove...

Set out below are both the initial summary and my full submission to the Red Tape Challenge and the BIS Taskforce on Non-bank Finance . ...

In its invitation to submit evidence of ‘red tape’ that is inhibiting the developmentof ‘disruptive business models’ , the Cabinet Office...

Huge thanks to MarketInvoice for the kind invitation to their event at the Cass Business School yesterday. The event really highlighted...

"It's time for reflection..." FT.com Further to my recent post on a new regulatory model for retail finance , the US Ho...

"It's time for reflection..." FT.com Non-bank retail finance models have been gaining momentum worldwide over the past ...

From a standing start in March 2005, this year peer-to-peer finance will account for more than £100 million of loans to individuals and sma...